{"id":20900,"date":"2021-04-13T06:41:54","date_gmt":"2021-04-13T10:41:54","guid":{"rendered":"https:\/\/wp.kodesolution.live\/2021\/business\/firoox\/?page_id=20900"},"modified":"2022-07-09T02:59:24","modified_gmt":"2022-07-09T06:59:24","slug":"faqs","status":"publish","type":"page","link":"https:\/\/demo.creativeanalyticsdc.com\/ucaps\/faqs\/","title":{"rendered":"FAQ’s"},"content":{"rendered":"\t\t
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Have any Question?<\/span><\/h2>\t\t<\/div>\r\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\r\n How do I schedule an appointment? <\/i>\r\n <\/h5>\r\n <\/div>\r\n
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\r\n To set an appointment use the Schedule an Appointment<\/a> button or Contact us<\/a>. <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n
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\r\n Can I meet you in person? <\/i>\r\n <\/h5>\r\n <\/div>\r\n
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Most of our appointments are scheduled via zoom or by phone for the security and safety of our clients and agents for privacy and to guard against Covid. We can schedule a personal meeting if necessary.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n

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\r\n Will I need to provide identification? <\/i>\r\n <\/h5>\r\n <\/div>\r\n
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Yes, for fraud and security purposes you will need to provide ID at your scheduled appointment if you are providing sensitive information and your agent as well. <\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n

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\r\n How do I know if I am speaking with an agent? <\/i>\r\n <\/h5>\r\n <\/div>\r\n
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The agent will have provided the information necessary for you to verify licensure prior to your appointment.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n

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\r\n When will my policy arrive? <\/i>\r\n <\/h5>\r\n <\/div>\r\n
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Most of our companies will send you a copy by email and then a hard copy by mail within 48 hours of the date your policy was issued.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n

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\r\n Why do I need life insurance? <\/i>\r\n <\/h5>\r\n <\/div>\r\n
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Those that buy want to do so in case of death, disability, or critical illness. Secondly, to cover final expenses, pay off debt or leave a legacy. Thirdly, to protect their retirement income or provide an income stream. Those who benefit from buying include head of household, parents of a minor or special needs child, stay-at-home parents, divorced parents, homeowners with a mortgage, co-signer on a debt, wealthy individuals, business owners and those who want to leave a legacy or inheritance.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n

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\r\n How do I choose the right life insurance company? <\/i>\r\n <\/h5>\r\n <\/div>\r\n
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First consider why you are buying life insurance is the financial strength of a company, what policies, riders and how much coverage you want. Next decide what company will best help you meet those goals and which companies offer those products. Do your research. Educate to empower yourself as much as possible. We can help you narrow those options since we represent 14 carriers.<\/strong> We are sure to find the right policy and coverage. Contact us<\/a> or Schedule an Appointment<\/a> for a free consultation.<\/p>\n\n

Financial Strength<\/strong>: Consider the company's financial rating. A number of rating agencies, such as AM Best, provide a credit rating score which indicates whether the company is likely to default on its debts.\nPolicies: Not all companies offer all types of insurance.<\/p>\n\n

Coverage<\/strong>: Think about how much coverage you will need. As a rule, it is suggested that you buy 10 x your annual income. For example, if you make 50,000 a year, then you should buy a $500,000 life insurance plan. The amount of coverage is going to be based on a number of things such as age, medical history, marital status and dependents. Perhaps even, you have a spouse that works at home, or you may want to have a plan for college. to consider are debts, such as a mortgage, retirement or leaving a legacy for your family.<\/p>\n\n

Riders<\/strong>: Life insurance riders are typically add-ons that help you customize a standard policy to better meet your goals. There are so many more to choose from. Listed below are some common ones. We have policies where riders come with the policy at no additional.<\/p>\n\n